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Four months later, she owed almost 1,000 cash advance 1000 dollars faced the possibility of jail time if she didnt pay up.
The issue for Ms. Jones -- and most other payday borrowers who face criminal charges -- came down to a check. Its standard practice at payday lenders for borrowers to leave either a check or a bank account number to obtain a loan. These checks and debit authorizations are the backbone of the payday lending system.
Theyre also the backbone of most criminal charges against payday borrowers. Jones initially obtained her loan by writing Cash Plus a check for 271.
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