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It's tax assessed value is 74K and I'm estimating, based on comps, that it'll appraise around 65K so the estimated LTV is around 54. The bank I've applied with has a maximum LTV of 70. My FICO's (pulled last week) are EQ 661, TU 681 and EX 698 but that was before a couple of hard inquiries while shopping rates, so they'll probably see a few points less than that. My last 30 day late reported was in March 2009. I have two collections accounts reported that have been paid in full since 2008.
I also have a civil judgment showing up from 2006 that has also been satisfied and paid in full in 2008.
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