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Eventually, a formal public comment period would follow. The bureau's proposal has already drawn loud criticism from industry representatives who say the rules would be too stringent, and would choke off access to credit. But the CFPB has also drawn some unlikely supporters. Ward Scull III, who runs a moving company out of Newport News, Virginia, says he's "typically cash advance trigger leads conservative Republican" and "free-market kind of person.
" Yet he views payday lending as a workforce development issue that keeps employees mired in debt, and inhibits money from flowing through the state economy. In 2007, he co-founded Virginians Against Payday Loans to champion state reforms. Now that federal regulations are in play, Scull says, "I never thought I'd be excited to see the federal government stand up and do something.
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